How to use annual review reports to enhance the client experience and give them peace of mind.

by Rory Brazil on 15·11·2022

As more and more advisers shift their focus away from products and more towards a broader and more holistic financial planning proposition, the profile of their income is also shifting from a reliance on initial commissions to a more valuable recurring income stream. To justify this recurring income stream, regular review meetings and how advisers engage with clients are becoming far more important events.

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Climate Risk - Sustainable Finance Disclosure Regulation (‘SFDR’)

by Rory Brazil on 28·09·2022

The SFDR applies to all Financial Planners from the 10 March 2022 who are: • Insurance Brokers who provide insurance advice with regard to IBIPs. • Investment Brokers who provide investment advice (through providers) to both retail and professional investors. The rules apply to all financial products, including IBIPs, portfolio management, pension products and pan-European Personal Pension Products (‘PEPPs’), regardless of whether they are designed as “green” products with an ESG profile. Financial Planners who provide advice on IBIPs, and investment firms that provide investment advice, are required to consider and factor in sustainability risks in their advice process, and to provide information in accordance with the SFDR, both at entity level (on their website) and at product level (at pre-contractual stage).

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